Skip to content
No results
  • About
  • Contact
  • Privacy Policy
  • Terms of Use
The Clear Cents
  • Home
  • Debt Payoff
  • Debt Solutions
  • Credit Monitoring
  • Credit Repair
The Clear Cents
Car keys next to refinancing paperwork and calculator
  • Robert
  • August 7, 2025

Car Loan Refinancing Mistakes That Cost Me $5,000

Discover how I saved $3,000 by refinancing my car loan from 12% to 4.5%. Learn when to refinance, avoid common pitfalls, and start saving money today!

Read MoreCar Loan Refinancing Mistakes That Cost Me $5,000
Person discovering fraudulent accounts on credit report
  • Robert
  • August 7, 2025

Identity Theft Ruined My Credit: Simple Hack That Saved Me

After identity theft tanked my credit from 720 to 500, I spent 18 months fighting back. Here's my step-by-step recovery guide that actually works.

Read MoreIdentity Theft Ruined My Credit: Simple Hack That Saved Me
Government building with debt forgiveness program documents
  • Robert
  • August 7, 2025

These Debt Forgiveness Mistakes Cost Me $30,000

How I escaped $90K in debt through legitimate forgiveness programs. Learn my proven strategies for student loans, credit cards & medical bills.

Read MoreThese Debt Forgiveness Mistakes Cost Me $30,000
Young person applying for first credit card
  • Robert
  • August 7, 2025

How I Built a 750 Credit Score from Zero in 18 Months Easy

Explore how to build credit from nothing with secured cards, authorized user tricks, and credit builder loans. I went from zero to 750 in 18 months!

Read MoreHow I Built a 750 Credit Score from Zero in 18 Months Easy
Person calling credit card company about hardship program
  • Robert
  • August 7, 2025

The Credit Card Hardship Program That Saved Me 8K: Epic Hack

Struggling with credit card debt? Learn how hardship programs can lower your payments, reduce interest rates, and provide financial relief.

Read MoreThe Credit Card Hardship Program That Saved Me 8K: Epic Hack
Couple working together on debt elimination plan
  • Robert
  • August 7, 2025

Debt Management for Couples: 5 Simple Money Tips

Learn how my partner and I paid off $45,000 in debt together. Learn practical debt management strategies that saved our relationship and finances.

Read MoreDebt Management for Couples: 5 Simple Money Tips
Scale balancing emergency fund jar and debt payoff stack
  • Robert
  • August 6, 2025

The $15K Mistake That Changed My Money Game Forever

Struggling between saving money or paying off debt? Learn the proven strategy I used to pay off $15,000 in debt while building financial security.

Read MoreThe $15K Mistake That Changed My Money Game Forever
Credit report with late payment being erased
  • Robert
  • August 6, 2025

How to Remove Late Payments from Your Credit Report

Discover proven methods to remove late payments from your credit report. Learn goodwill letters, dispute strategies, and tips that actually work.

Read MoreHow to Remove Late Payments from Your Credit Report
Computer screen showing free vs paid monitoring features
  • Robert
  • August 6, 2025

Credit Report Monitoring: Free Hack That’ll Save Your Money

After someone opened three credit cards in my name, I learned credit report monitoring isn't optional. Here's my proven system that catches fraud fast.

Read MoreCredit Report Monitoring: Free Hack That’ll Save Your Money
1 2 3 4 5
Next
  • Privacy Policy
  • Terms of Use
  • About
  • Contact

LEGAL NOTICE

This site provides content for informational purposes only and is completely free to access. Even our newsletter, which offers selected periodic content, is free of charge. The site’s only source of revenue comes from advertisements displayed in various positions, always identified with the label “Advertisement.” Therefore, we never request, under any circumstances, any form of payment to access services. If this happens, please contact us and do not make any payments.

EDITORIAL NOTE

We are committed to keeping all information as up-to-date as possible. However, due to the large volume of content on our site, there may occasionally be discrepancies with information found on official websites. As such, we cannot guarantee the accuracy or timeliness of this information.

© 2025 The Clear Cents. All Rights Reserved.